Is a loan taken from Bank Albilad, through the mechanism of buying Al-Rajhi Bank shares for me and then selling them to benefit from liquidity, considered unlawful? And what should be done to purify the money from it?

Firstly: Buying and selling shares through Bank Al-Bilad is not a loan; rather, it is a Tawarruq transaction, where the bank buys shares and sells them to you in installments with a profit. For this transaction to be valid, it is stipulated that the bank must first purchase the commodity and then sell it to the customer, and that the customer must sell it himself to a third party, and that the shares be pure, such as Al-Rajhi shares. Accordingly, the mentioned transaction is valid.

Secondly: Lease-to-own (Ijarah Muntahia Bittamleek) has permissible forms and impermissible forms.