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The question

Is it permissible to take and benefit from borrowed money after the lender intended to donate it to the borrower, but without informing him of this intention, and then the lender became in need of this money upon its repayment?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

The questioner is not obligated to return the money to its owner because what transpired in his mind — the intention of a gift or charity — was neither verbalized nor acted upon. The Messenger of Allah, peace and blessings be upon him, said: "Indeed, Allah has pardoned for my Ummah what they whisper to themselves, as long as they do not speak of it or act upon it."

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
101826
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy