Is purchasing a car through the Jordan Islamic Bank, by following the aforementioned steps—which include the bank buying the car and then selling it to me in installments with an increase, in addition to my bearing the fees for transfer of ownership and collateral twice—considered permissible (halal) or forbidden (haram)? And is this considered usury (riba) or murabahah?

Murabaha selling is permissible. It includes a binding promise from the buyer to the bank, a sale contract between the bank and the seller of the commodity, and a Murabaha sale contract between the bank and the buyer, with an increase in price due to deferment if the price is paid in installments. It is permissible to pay part of the price in advance or for the bank to authorize the buyer to search for the commodity. The default is that the buyer bears the fees for transferring ownership and mortgage. It is permissible for the buyer to bear the fees for transferring ownership from the first seller to the bank if the bank stipulates it and the client agrees, making it part of the price. The aforementioned transaction is valid.