Is it permissible to purchase a car through Islamic Murabaha from a bank that deals with usury, where the bank increases the car's price by 20% over its price from the company, and the car is received directly from the company after signing the contract with the bank?

Murabaha sale is permissible if the two parties follow the following steps: The buyer specifies the desired commodity, then the bank makes a binding promise to purchase it. After that, the bank buys the commodity, and it enters into its possession and responsibility. Then, the buyer signs the Murabaha sale contract with the bank and receives the commodity.