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The question

Am I entitled to consider the entire amount as a debt owed by my friend who has not repaid my share of the loan, and am I legally permitted to demand that the guarantors pay these amounts?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

You are not entitled to consider the entire amount as a debt owed by him, nor to charge him the bank's profits on your share. Rather, he is obligated to pay his share and its profits to the bank, and you are obligated to pay your share and its profits. He is also obligated to pay the debt he owes you. It is not permissible to charge him for the bank's profits related to your share due to his procrastination or default. He must fulfill the contracts and not procrastinate if he is solvent. If he is insolvent, he should be given respite. It is permissible to demand the debt from the guarantors.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
175726
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy