Does contributing to the conversion of usurious loans from an e-wallet to cash for the borrower constitute participation in usury?

If there is a prior agreement between the lender and the borrower to convert an usurious loan into the lender's portfolio so that he gives an equivalent amount to the borrower, this is not permissible, because it involves condoning usury and assisting in it. The Messenger of Allah, peace and blessings be upon him, "cursed the one who consumes usury, the one who feeds it, its scribe, and its two witnesses, and he said: 'They are all equal.'"

However, if the lender has no relation to theurious loan, and his action does not involve assisting in it, and his involvement began after the usury had already occurred, then it is not forbidden for him to deal with the borrower concerning the principal amount of the loan, because it has become the borrower's property.