Is it permissible to obtain full comprehensive car insurance fictitiously—such that no financial obligations arise between the insurer and the insured—with the aim of securing a job opportunity?

Insurance is of two types: commercial and cooperative. Commercial insurance is forbidden because it involves gharar (excessive uncertainty), maysir (gambling), and riba (usury). Cooperative insurance, however, is permissible because it is free from these prohibitions. If it is possible to insure the car with cooperative insurance, then there is no objection to leasing it to the company. However, if it is commercial insurance, it is not permissible, because insurance is a contract with consequences, and a person enters into it by their own choice.