Is it permissible to buy a car under the aforementioned circumstances, and is Takaful insurance on it permissible, bearing in mind that insurance is mandatory in the country?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Insurance is of two types: Takaful (cooperative) which is permissible, and commercial which is forbidden. If the regulations of an insurance company fulfill the conditions of Takaful insurance, then insurance with them is permissible. Otherwise, it is not permissible to insure with them optionally. In the absence of a Shariah-compliant alternative and if the insurance is obligatory, then it is permissible to limit it to third-party insurance, and the sin falls upon the one who enforces it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/139206
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 139206
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy