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The question

What is the difference between the niṣāb and the surplus beyond one's needs regarding the conditions for zakat?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

The in is: the stipulated amount for Zakat to become obligatory, and it varies according to the type of wealth. Exceeding the original needs is a condition for the obligation of Zakat according to some jurists, after the Nisab is reached. This means that the Muslim should not be in need of this wealth for their essential necessities.

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Ftawy
Original fatwa ID
39866
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