Is it permissible for a mother to sell her apartment, registered in her name, to her daughter's husband so that he can obtain a loan from the bank, while the apartment remains in the mother's name?

The ruling on real estate financing varies depending on the relationship between the bank, the seller, and the buyer. In general, it is permissible if the bank genuinely purchases the property and then sells it to the buyer. However, if the bank pays the price to the seller on behalf of the buyer and then reclaims more from the buyer in installments, or if the sale is fictitious and the property has not exited the ownership of its original owner, then the transaction is a usurious loan.