Is it permissible for a mother to sell her apartment, registered in her name, to her daughter's husband so that he can obtain a loan from the bank, while the apartment remains in the mother's name?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The ruling on real estate financing varies depending on the relationship between the bank, the seller, and the buyer. In general, it is permissible if the bank genuinely purchases the property and then sells it to the buyer. However, if the bank pays the price to the seller on behalf of the buyer and then reclaims more from the buyer in installments, or if the sale is fictitious and the property has not exited the ownership of its original owner, then the transaction is a usurious loan.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/192300
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 192300
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy