Is it permissible to use a credit card solely for booking (as a guarantee) when renting cars or reserving hotels in the United States of America, knowing that payment will be made in cash upon receipt?

It is permissible to use credit cards out of necessity if circumstances become difficult, provided that payment is made before the end of the grace period to avoid prohibited late fees. It is not permissible to use them without sufficient funds. The European Council for Fatwa and Research has issued a fatwa permitting their use in non-Islamic countries for urgent necessity, which has become the practice of Muslims in the West. They must be free from any suspicions and usurious interest.