Is it permissible to sell a car in interest-free (0%) installments, where the first installment is paid in cash and the remainder over thirty months through direct deduction from the salary?
Installment selling is permissible if it adheres to the Sharia-compliant regulations. Selling a car to an employee is permissible if the employee purchases it directly from the company. However, if the sale is conducted through an interest-based (usurious) bank that provides a loan with interest to the employee, then this is not permissible.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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