What is the ruling on mortgaging a property to the bank for a value higher than its original worth, with the intention of not repaying the loan and allowing the bank to seize it?

The aforementioned transaction is forbidden due to its包含deception and the unlawful appropriation of the bank's money, as well as offering a bribe to the expert who appraised the estate for more than its actual value. Therefore, it is not permissible to proceed with this forbidden act.