What is the ruling on purchasing a property built with a usurious loan, with part of its price paid to the seller and the other part to the bank in usurious installments? Does this count as engaging in usury, even though the buyer did not take a loan from the bank?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Usury is one of the greatest prohibitions, but the sin in borrowing with it is related to the borrower's liability, not to the money itself. There is no harm in buying something that was purchased with a usurious loan, although it is better to avoid dealing with someone who possesses unlawful wealth. If you wish to pay the full price immediately, there is no problem. If you wish to pay it in installments, then the seller should handle the transfer to the bank.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/75015
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 75015
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy