Is it permissible to purchase a house that was built with a usurious loan, and what are the Shariah conditions for such a transaction?
Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 2026
Borrowing with interest is usury, forbidden by the consensus of scholars. If the homeowner borrowed a usurious loan to build his house, he has sinned and must repent. The sin pertains to the borrower's own responsibility, and he is permitted to dispose of what he bought or built with the usurious loan. It is permissible to buy a house built with a usurious loan, as long as no other prohibition results from it, such as paying usurious installments. The conditions for such a sale are the same as those for other sales.
Summarized from the full answer at Ftawy · imported
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- Original fatwa ID
- 97403
- Imported
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- Source text, unreviewed
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