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The question

Is demanding the repayment of the price of an apartment through real estate financing from a bank, after paying the down payment and receiving approval, considered usury?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

If the apartment purchase contract is valid and free of usurious transactions, and dealing with the bank is only for paying installments, then there is no harm. However, if the contract violates , then it is not permissible to enter into it.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
172727
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy