Is it permissible to benefit from the health insurance card to cover the costs of follow-up, delivery, and treatment of the newborn in the case of a pregnancy resulting from in-vitro fertilization (IVF), knowing that the terms of the contract with the insurance company stipulate non-coverage of these cases?
The reference for what is covered and not covered by health insurance is the contract, and it is not our place to rule on the details of whether insurance covers pregnancy resulting from in vitro fertilization. It is not permissible to resort to deception or lying if the insurance does not cover it.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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