Back to search

What is the ruling on taking a loan from a bank to purchase a car in cash, with the intention of buying a commodity and not taking money, and is that permissible?

1 min readAlso available in العربية

A usurious loan is forbidden in all its forms, whether for buying goods, or for marriage, or building a house. It is forbidden to enter into it even with the intention of not paying interest. Allah has declared war against those who deal in usury, as He says: "O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. And if you do not, then be informed of a war [against you] from Allah and His Messenger." Furthermore, the Prophet, peace and blessings be upon him, cursed the one who consumes usury and the one who feeds it, and cursing means expulsion from Allah's mercy. Little or much usury is forbidden.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

Read the full answer on Ftawy