Is it permissible to take a loan from an Islamic bank to buy a car with the intention of buying something else?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It appears the questioner is referring to "Tawarruq," which is when a client purchases a commodity from a bank, not desiring the commodity itself, but rather wishing to obtain cash. Tawarruq is permissible if the bank purchases the commodity first and then sells it to the client. In this case, the client is allowed to keep the commodity or sell it and use its price to purchase whatever they desire.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/98841
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 98841
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy