Is it permissible to subscribe to a fund to which the institution and the workers contribute, in order to help workers bear the costs of surgical operations for themselves or their family members by 80% of the operation amount, provided that the assistance does not exceed a certain amount?
If the fund does not invest its money in unlawful (haram) activities, then there is no objection to subscribing to it. However, if it invests its money in unlawful activities—such as depositing it in interest-based (riba-based) banks—then it is not permissible to subscribe to it by choice.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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