Does the deceased remain mortgaged by his debt if his heirs pay the debt a period after his death, knowing that he had instructed for its payment before his death?
The heirs must pay the deceased's debts before dividing the inheritance, because the soul of a believer remains suspended by his debt until it is paid off. This is supported by noble prophetic hadiths which confirm that the deceased's obligation is not discharged except by actual payment of the debt, not merely by guarantee. However, if the deceased dies having intended to pay the debt, then Allah overlooks it and pays off his debt.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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