What is the difference between a deferred-payment sale and riba al-nasi'ah (usury of delay)?
Source: FtawySummary from Ftawy's records · added here Oct 24, 2026
There are multiple differences between deferred sales and usury of delay. A deferred sale's price does not increase with delayed payment, and it involves real goods that stimulate the economy. Usury, on the other hand, increases with delayed payment and is not based on a commodity. For this reason, Allah permitted trade due to its benefits and forbade usury due to its harms, making it one of the gravest sins.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/177092
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 177092
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy