What is the ruling on insurance in a non-Islamic country if it is mostly compulsory (such as car, health, and home insurance)? And do Sharia rulings take into account the circumstances of place and time?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If a Muslim is compelled to take out insurance in Western countries where he resides, under specific conditions, and finds no alternative, then he should first seek a cooperative insurance company. Otherwise, he may resort to other companies, bearing in mind that the ruling on insurance does not change with the difference in location.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/34480
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 34480
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy