Is health insurance for employees through insurance companies—where the company pays the annual subscription and the employee bears a small portion of the cost of some services—halal or haram?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The described scenario could involve either permissible cooperative insurance or prohibited commercial insurance, and the provided details are insufficient to make a ruling. The questioner can refer to the fatwas concerning insurance regulations to distinguish between the two types. If the insurance is obligatory for the company by virtue of an employment contract, then there is no harm for the employee in claiming his right, and the sin, if it is prohibited, falls upon the entity that mandates it, not upon the employee.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/154870
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 154870
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy