What is the ruling on taking out governmental health insurance for scholarship students, whereby the embassy pays the costs of treatment to the insurance company on behalf of the student, regardless of whether he needs treatment or not, given that there is a dedicated budget for students' medical treatment that can only be utilized through insurance companies?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Commercial health insurance based on (excessive uncertainty/ambiguity) is forbidden, and it is not permissible to willingly subscribe to it. However, it is permissible in cases of necessity, and in such a situation, the insured is not entitled to benefit from it beyond the amount they have paid.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/129025
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 129025
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy