Is a person sinful merely for owning a bank account that he does not use and that is empty of money, knowing that the bank deals with usury?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to deposit money in a Riba-based bank without interest if no Islamic bank is available, due to the necessity of preserving wealth. However, if an Islamic bank is available, then it is not permissible to do so, as it constitutes aiding in sin. As for opening an account without depositing money, there appears to be no prohibition against it if it is for a need and not in vain.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/18560
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 18560
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy