Is it permissible to use a credit card for interest-free installment offers, knowing that the purpose of obtaining it was for a "premium" interest-free installment card?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Credit cards are of various types, and their ruling differs according to their terms and conditions. It is not permissible to issue a credit card from a usurious bank except for a genuine need, and on condition of not falling into usury. It is forbidden to issue and deal with it if it is conditioned on an increase in usurious interest, even if the cardholder intends to pay within the free grace period. It is permissible to issue an uncovered card if its terms do not include usurious increases on the principal debt.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/185724
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 185724
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy