What is the ruling on paying for Umrah expenses using a credit card with the intention of repaying it in monthly installments?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The ruling on performing ' using a debit card follows the ruling on the card itself. If the card is interest-based (ribawi), then it is not permissible to withdraw money through it to perform 'Umrah. However, if it is free from শরী'আ-prohibited elements, then it is permissible to use it, while noting that if the issuing bank is interest-based, then it is not permissible to deal with it. Furthermore, incurring debt to perform the rituals is not obligatory, and it is better not to do so. Avoiding debt for voluntary rituals is preferable.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/49964
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 49964
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy