What is the ruling on using a credit card that is charged from the user's balance and used for online purchases and hotel bookings, when it is issued by the same company that issues interest-based (riba-based) cards (Mastercard)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to use a Visa card if it is free from শরী'আ-prohibited elements. If you pay money first, which is called "charging the card," and then purchase goods with the card, there is no harm in that. It does not matter if the company issuing this card also issues interest-bearing cards.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/17009
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 17009
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy