Is it permissible to finance a project through a bank with a Murabahah contract, given that the bank deals with Riba (usury) in addition to Islamic transactions?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no objection to financing the project through Murabaha, provided that it adheres to the Shariah conditions, which are: the bank truly owns and takes possession of the commodity before selling it to you, the contract is free of a penalty clause for late payment, and any previous contractual link between you and the original seller is nullified. It is permissible to conduct this Murabaha with a usurious bank, because dealing with a usurer through buying, selling, and other inherently permissible transactions is permissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/17760
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 17760
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy