Is the sin of usury in sales transactions similar to that of usury in loan transactions?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Usury is of two types: an overt type, which is loan-based usury (riba al-nasiah), and a subtle type, which is trade-based usury (riba al-fadl). Both are evil. Riba al-nasiah is forbidden in itself due to its immense harm; it occurs when a debt is deferred and the amount of money increases, entrapping the needy, harming the debtor, and increasing the usurer’s wealth without benefit. Riba al-fadl is forbidden because it is a gateway to riba al-nasiah. For instance, selling one dirham for two dirhams in cash leads to delayed profit, which is riba al-nasiah. Thus, it was forbidden as a preventive measure (sadd al-dhari'ah).
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
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