What is the ruling of Sharia on the insurance money given to the wife of the deceased who has no children? Is it to be divided among the heirs or is it solely for the wife?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Commercial insurance is unlawful due to its inclusion of (excessive uncertainty/risk) and the consumption of people's wealth unjustly. The contract must be rescinded. The deceased inherits only the premiums he paid, as they are part of his estate. Anything in excess of that should be returned to the insurance company. If the company does not return it, then it belongs to the one who gave it. Unlawful wealth is not inherited; rather, it is returned to its rightful owners, or, if they are unknown, it is spent on charitable causes.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/74460
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 74460
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy