Is it permissible for residents of America, where healthcare costs are very high, to obtain health insurance out of necessity and need, acting upon the words of Allah Almighty: "But whoever is forced by necessity, neither craving it nor exceeding its [right] limit, there is no sin upon him"?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The resolutions of theFقهي (Islamic Jurisprudence) Council are not specific to a particular country or situation; rather, they consider the diversity of environments and conditions. What the Council has resolved regarding the prohibition of insurance is correct. A Muslim should rely on Allah, and Muslims should strive to establish cooperative funds to mitigate risks and confront crises.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/30624
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 30624
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy