Is it permissible to benefit from insurance by making an ordinary injury a work-related injury?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
All types of insurance are impermissible except for cooperative insurance. Anything other than that contains ignorance ( جهالة ) and (غرر) (excessive uncertainty), and whoever participates in it by choice is sinful. However, if one is forced into it, there is no sin upon him, and the sin is upon the one who coerced him. It is permissible for the coerced individual to benefit from compulsory insurance within the limits of what he paid or less, because by doing so, he is recovering his capital, which he has a lawful right to recover. Anything in excess of that is not permissible for him.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/48766
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 48766
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy