Is it permissible to subscribe to the optional social insurance system for expatriates announced by the Yemeni government, which provides a retirement pension at the age of 55 or for children after death, in exchange for monthly, quarterly, or annual installments equivalent to 15% of the desired pension amount?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the insurance is commercial, then it is not permissible to participate in it due to the elements of jahalah (uncertainty) and muqamara (gambling) it contains. However, if it is cooperative and based on mutual solidarity (takaful), then there is no harm in it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/82419
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 82419
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy