Is the money received from a car insurance company for repairing a damaged car permissible (halal) or forbidden (haram)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the fault lies with another person and they refer you to the insurance company for your right, there is no harm in benefiting from the amount.
However, if you are a participant in an insurance contract, a distinction must be made: If it is a cooperative Takaful insurance: There is no harm in benefiting from what is provided. If it is a prohibited commercial insurance: It is not permissible to benefit from more than what you contributed, and the excess is unlawful wealth that must be disposed of by spending it on Muslim welfare or for the poor and needy.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/115637
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 115637
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy