What is the ruling on colluding with another party to claim responsibility for a car accident in order to benefit from insurance, and is it obligatory to return the money paid by the insurance company in this case?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
What the questioner did, in terms of cheating and falsification, is not permissible. He must repent by returning the money to the company. Commercial insurance is not permissible unless one is compelled to it, and it is not permissible to benefit from it except to the extent of the premiums paid.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/121889
Where this answer came from
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- Ftawy
- Original fatwa ID
- 121889
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy