What is the ruling on paying a lump sum or installments to purchase additional years in social security to increase the retirement pension?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
This type of social security involves usury (riba), uncertainty (), and harm (darar). The state collects installments from employees and invests them in interest-bearing loans, then pays out the profits. If participation is optional, do not register your name. However, if it is compulsory and there is a necessity, then benefit only from the amount that was deducted from you, and give the rest in charity.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/35145
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- Ftawy
- Original fatwa ID
- 35145
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy