What is the ruling on purchasing a house through Zitouna Bank in Tunisia according to the steps mentioned, and is this transaction considered permissible (halal) or forbidden (haram)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The aforementioned transaction involves two prohibitions: the bank's condition that the client take out commercial insurance on the house and life, and the late payment penalty, because it is a form of usury (riba). If the transaction were free from these two prohibitions, there would be no objection to it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/123211
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 123211
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy