What is the ruling on purchasing the remaining years of service to receive the full pension?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The ruling depends on the type of insurance. There is no objection to paying installments of cooperative takaful insurance, or expediting them. As for commercial insurance, it is not permissible to subscribe to it voluntarily due to the presence of (excessive uncertainty), gambling, and riba (usury) within it. If someone is compelled to subscribe to it, they are not permitted to buy out the remaining years to receive a full payout, because necessity is determined by its extent.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/131408
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 131408
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy