What is the ruling on the money given to me by a commercial insurance company after my car burned, knowing that insurance is compulsory?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Commercial insurance is forbidden (). However, if one is compelled to subscribe to it, there is no sin upon him. But he is not permitted to take more than he has paid. If the amount paid was 830, then you are only entitled to that amount. The remainder must be given away to the poor and needy, unless you yourself are poor, in which case you may take from it what suffices your needs. What you paid to a previous insurance company does not permit you to take it from the second company. However, you are allowed to demand the first company to refund the amount, and if they refuse, you may take it from them if possible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/109594
Where this answer came from
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- Ftawy
- Original fatwa ID
- 109594
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy