Is a bank loan for buying a house considered usury (riba), especially with the pressing need for independent housing separate from the husband's family and the commitment to hijab?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to take out an interest-based loan to buy a house or for any other purpose, except in cases of compelling necessity, such as the absence of any other way to secure housing. If renting is possible and does not cause extreme hardship that consumes one's income, then borrowing with interest is forbidden. The difficulty you mentioned does not permit borrowing with interest.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/73919
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 73919
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy