Is a card whose balance is paid monthly, and which has no interest, considered a form of usury (riba)?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to use a Visa card that includes an usurious condition if payment is delayed, provided there is a confirmed hardship that cannot be avoided except by using it, and a commitment to pay on time to avoid falling into usury.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19978
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19978
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy