Is all money considered usury if a sum is borrowed with interest from a bank and then repaid in full?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
One must repent from engaging in usurious transactions because it is a grave sin for which severe warnings have been issued. Usurious borrowing from a bank does not affect legitimately earned wealth. The interest paid is indeed usury, and it leaves no trace on the principal amount. One should be keen on earning through lawful means, as it is more blessed, brings Allah's pleasure, and grants peace of mind.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/45870
Where this answer came from
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- Ftawy
- Original fatwa ID
- 45870
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy