Is it permissible for a poor debtor overwhelmed by debts to pay them off from zakat funds, and is it permissible for him to borrow with interest to pay them off?
Firstly: The agreement of the Mudarib (investing partner) to guarantee the capital of the (partnership) is forbidden (); because the Mudarib is not liable for the capital except in cases of transgression or negligence, and any loss is borne by the owner of the capital.
Secondly: It is permissible for a debtor to take from funds what he needs to repay his debt, as "al-ghārimūn" (the indebted) are those who owe debts. It is encouraged to seek forgiveness (istighfar) and frequently recite supplications for debt repayment.
Thirdly: It is not permissible to borrow with interest (riba) to repay debts, unless the failure to repay leads to imprisonment. An insolvent debtor is not obligated to borrow; rather, the creditor must grant him a reprieve.
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- 115841
- Imported
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