Is it permissible for an employee of the Islamic University to take out a murabaha loan to purchase housing, given that he is a merchant? And is it permissible for him to buy devices at one price and sell them at another, knowing that he is responsible for their maintenance?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If by Murabaha you mean interest on the principal amount, then this is the prohibited usury (riba). However, if you mean the permissible Murabaha (where the bank buys the house and then sells it to you), then there is no harm in it. Regarding buying devices and selling them to friends, it is permissible for you to increase the price on them if you bought them for your own account and then sell them. However, if they appointed you as an agent to buy them, it is not permissible for you to charge them more than what you paid for them; rather, you can request a fee for the service.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/51113
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- Ftawy
- Original fatwa ID
- 51113
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- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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- Read the full answer on Ftawy