Is it permissible for children to take out a loan to pay off their father’s interest-based debt, given the availability of lower interest rates, and is the father’s continuous remorse for paying interest accepted, and is educating children with this money unlawful?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible for a father to take out a usurious loan to educate his children, whether the education is religious, which can be acquired through other inexpensive means, or worldly, which does not necessitate debts. What is incumbent upon him now is repentance and remorse, and to promptly repay the usurious debts. It is obligatory for his children and others to assist him in this, and it is not permissible for the questioner to take out a usurious loan to help his father, because usury is a major sin. As for his (the son's) certificate, it is permissible because it is the fruit of his effort.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/38248
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 38248
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy