Is it permissible for me to obtain a loan from an interest-based bank due to my urgent need to pay off my debts, which I cannot settle with my simple income?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The usurious loan is undoubtedly forbidden and is not permissible except in cases of necessity. (seeking guidance from Allah) is not performed for forbidden matters, but rather for recommended or permissible ones. Therefore, any ease experienced with this usurious loan has no connection to Istikhara, as Istikhara is fundamentally invalid for forbidden acts. One must refrain from this loan unless the situation reaches the level of necessity.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/79717
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 79717
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy