Is it permissible to complete the purchase of a house from a friend on an installment basis, knowing that she bought it with a usurious loan, and with the intention of repenting from accepting this contract?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is forbidden to buy a house with an interest-bearing loan from a bank that does not own it, because it is a loan that yields a benefit to the lender. Nevertheless, whoever buys a house with an interest-bearing loan owns it legitimately and may benefit from it, despite incurring sin through usury. There is no harm in someone buying it from him. However, if the seller sold the house before owning it, this is not permissible in Islamic law, and the contract must be re-executed after she has taken possession of the house.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/15906
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 15906
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy