Is it permissible to levy a financial penalty on the buyer in the event of their delay in paying car installments, knowing that the sale is conducted through Islamic-compliant installments and does not include interest?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
This increase, in exchange for delaying debt repayment, is usury itself. Allah Almighty has commanded to give the one in hardship a delay without any increase, as He says: (And if there is one in [financial] hardship, then [let there be] postponement until [a time of] ease. But if you give [from your right as] charity, it is better for you, if you only know.)
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/20021
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 20021
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy